![]() 5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. This Digital Discount will continue to be applicable upon policy renewal. a 5% Digital Discount for completing the auto insurance quote online. Offers may be changed, withdrawn or extended at any time without notice.ġ0% Auto Insurance Savings (Ontario only)ġ0% savings off eligible coverage in the first policy term is derived from a combination of two separate discounts: If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you! This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. Note: You may not always be given the option to buy online. †In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online. With TD Insurance you can select up to three eligible groups! ![]() Special discounts: Belonging to a preferred group for professionals and alumni. The coverage you choose: The more comprehensive the coverage, the more it will cost to insure your vehicle Where you live: Premiums are usually higher in and around large urban areas Your driving record (and the records of all drivers who use your vehicle), which includes: The number of years you’ve all been licensed for, convictions due to driving infractions (which includes speeding tickets), and accidents. Your business may require a higher liability limit. If you use your car for commercial purposes: If you use your car for work purposes (other than commuting), you may need to get commercial car insurance. How often you drive: The number of kilometers you drive your car per year will affect your insurance premium. This determines the cost and value of the car, safety features, and repair costs. Your car: The make, model, and year of your car can affect your insurance premium. ![]() Here are 7 of the key factors that insurance companies take into consideration when calculating your car insurance premium: There are a number of factors that determine how much your car insurance will cost. ![]()
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